I was coming back from a perfect weekday of riding when a car jumped the medium and slammed into me head first. I guess the guy passed out and was going about 80mph when he hit me. I'm banged up good and both feet are broken. The foot area got crushed in the wreck which caused the injuries. Anyway, my bike was in the back. It was secured with tie downs to the bars and subframe. The truck is tottaled but the bike "looks" OK. Should I try to get the insurace company to pay for the complete bike? Or should I just have it inspected and try to get them to pay for this plus any parts that need replacement? I am not even sure if it is covered but I think a non-street legal vehicle in the back of the truck is covered. I also want to know if the guy who hit me knew he had a medical condition that could cause him to pass out. I am guessing the police are curious of this too. How would I find this out? It looks like I will not be riding for a least a few months.
First Glad U R OK if not beat up with broken bones.....geez man glad to still have you here,,,that sounds like an ugly crash. Anyone with legal advice??? that is probably the best avenue. Get well soon, R
Geez, glad to hear you are mostly in one piece. Can't say for sure on the insurance, but if they do cover it, looks like you'll be on a new framed 125 before I am. Heal up quick, and make the most of being waited on... Adam
His insurance company should pay. Your insurance company should do what they are obligated to do (medical, fixing your car etc.) I would say your bike would be covered (comprehensive) by your insurance but in the long run back to sentence #1. Your insurance will get reimbursed by his company. My experience with just car damage is that often the other driver's insurance will contact you and arrange for fixing what's damaged. Medical is another story. I think you will have to have the bike assessed for damage. They will not replace a bike with no obvious damage nor should they. They should pay for that assessment and then of course be reimbursed by the other guy's insurance. Hopefully you'll have a good agent. If not get a lawyer if you're not safisfied with what's being done. Whether a lawyer is anxious or at least willing to take your business will be a clue to the fairness of the proposals you're being asked to accept. A lawyer should work on a contingency in he feels you are being finacially damaged.
More proof that motorcycles are dangerous!! The wreck you described is my biggest fear riding a bike. It's probably good for your Kharma to get it out of the way in a car instead! Heal quick
Sorry to hear this, hope your back on the bike soon. Wont get any medical information without some serious lawyer work. HIPPA is very strict.
Holy cow, NWRider I'm really bummed that you're injured, but in the grand scheme of things I'm guessing 2 broken feet could be considered lucky! I don't have any medical or legal advice either since I'm not a doctor or a lawyer, but I've been busted up lots of times so I can relate to your frustration and pain. The one thing I can offer is my wish for a quick and complete recovery for you WoodsChick
sounds like you are a lucky man to be alive and tell this story.heal up soon and go riding on a new bike hopefully!
WOW sorry to hear that. I wish you a sppedy recovery. I think they (his insurance) will be more than glad to pick up a new bike for you.
My insurance company said it is covered. I need to have it inspected by a dealer first. I might be looking for someone heading from Portland to Salem to do me a big favor. I won't need a bike for a while anyway. I'm happy with the bike but was kind of hopeing for a new one just so I can buy parts and do setup so I have something to do. I'm less excited about getting another truck but my old one is completely smashed. I might go full sized on the next on. I came out better then the other 3 people involved so I really can not fault the Nissan in a crash. Thanks everyone.
1) Glad you are not more seriously hurt! 2) Your insurance company will cover all your immediate expenses and will go after the offending drivers insurance for re-imbursement. 3) Get a lawyer NOW!!! No insurance company is going to make you a good faith offer. They are in the business of denying coverage and making money. I was in an accident where I was hit in my drivers door by an auto doing better than 60 mph in a 25 mph zone. The other driver was uninsured and my own insurance company(state farm) put my policy limit in an account and made me go through 2 years of rangling to get it even though my personal injury expenses and lost wages (8 month recovery to just be able to attempt light work) were over 3 times my policy limit. I now carry at least 300K in under/uninsured motorist in addition to full medical and comprehensive. The take home message is that ANY offer you get will be under valued by at least 100%. The contingency fee that a PI lawyer will demand will be easily recovered and their advice as to how to deal with your injury and loss documentation is invaluable. 4) I try to avoid lawyers like the plague and do almost all of my own legal work short of having to go to court(God Forbid), but in this case they are worth their hefty fee's. 5) Heal fast and find a way to get a new WR125. Walt
It made the news http://blog.oregonlive.com/hillsboroargus/2009/10/passed_out_driver_causes_five-.html
Whoa! That is some serious stuff! Ok, it's official: you are the luckiest CafeHusky member here! Go buy a lottery ticket. Heh...that guy said "heinous." I enjoyed his colorful use of the English language WoodsChick
Glad it wasn't worse. Here's hoping you make a quick mend. I often wonder how many lives could be saved, damage and injuries could be averted if people could think more quickly. A little while back, a family down my way was killed when the accelerator got stuck and they couldn't stop their Lexus loaner car from the dealer. They were going over 100 miles an hour and crashed in flames. My question is, why didn't anybody turn off the ignition key in either if these instances? Things happened too fast? I know in the accident down here, they had enough time to turn off the ignition. Sure, you would lose your power steering, but the vehicle would come to a stop, wouldn't it? I know that you used to be able to shut the car off in the older vehicles, because I was a passenger in a van that had the accelerator stuck and was going 115 mph down the freeway and the driver merely turned off the ignition and we slowed to a backfiring stop.
Even worse is that the driver was CHP and he STILL didn't have the awareness to simply knock it in neutral.????!!! Any Toyota/Lexus can be knocked into neutral no matter how fast the car is traveling or what you're doing with the pedals. http://www.cbsnews.com/stories/2009/09/29/business/main5351341.shtml?tag=latest and in NWRIDER's accident it said there was a passenger in the van that created the wreck. The pass. didn't reach over for neutral and/or keys or pick up the driver's foot off the accelerator..??!! mindblowing.... NWRIDER.. get well quick and ditto on the lawyer. I usually avoid them also but in this situation it's probally for the best..just my 2cents
Wow. Telling us you're in a motor vehicle accident is one thing but having a picture showing us....Wow. Is that your car in the pic? I guess your post count on C/H will be going up now... Heal quick my friend.
The passanger was the salesman who had just sold the guy the car. I wondered why he didn't just turn the ignition but I guess he panicked. We always hear of dirt bike accidents for stuck throttles when we all know you just have to pull in the clutch. He did pull the ebrake (said he was doing 90 at the time) and swerved to miss many cars. I heard that if I was not in the way a kid on a bike would have been in his direct path. At the moment what sucks is the oxycodone makes me puke. I have to take just enough to keep out of severe pain and add some tylenol to the mix. Hopefully I will be less sore in a few days.
