Get some full coverage insurance quotes and I think you'll change your mind. 3 years ago I was looking at new leftover B-King (Busa motor). At the time I already had 4 bikes insured, full coverage, $250 deductibles for total premium of $1,100 a year. Adding the B-King would have increased my insurance an additional $2,200 a year. That is not increased to, increased an additional. Needless to say I didn't buy it. _
I've had sportbikes in the past. It's all I've owned until I got my Husky. Full coverage for me is < $600 a year.
Busa is not rated like merely a sportbike. Please quote before you buy, it should take you only 5 minutes. But if you're not planning on full coverage then it wouldn't matter so no need. _
State Farm rates bikes by CCs only. 1400 won't be much more than 1000. My 630 is only slightly cheaper than my ZX-10R was. But yeah, I always get a quote first.
quote="jtemple, post: 243352, member: 3023"]I've had sportbikes in the past. It's all I've owned until I got my Husky. Full coverage for me is < $600 a year.[/quote] suggest you get a quote in writing.. Was going to pick up a Busa a few years ago and with a perfect driving record, no accidents, ticket and being over 45 it still could not find anything less than $1800 a year for full coverage. There is a reason for the cost.. as my time riding a busa made it clear..
I have a 2009 Hayabusa with full coverage. Full coverage is less than my Prius, less than $400 a year with State Farm. All I can say is I love mine, can have more fun on it in 5 minutes, than most will experience in a lifetime. i think my Husky with State Farm, liability only is around $115 per year.
I'm 27 and have some speeding tickets (in cars, never been pulled on a bike). My full coverage on the Husky is a bit more than that...
Husky 650 Terra added to my policy, full coverage, $123 per year. Liability only was twenty something extra, $23 I think. Progressive.
Absolutely! It's a completely different bike than the 650 and much more suitable for rougher rides. I should probably narrow it down to the 250 and the 650, but I am really fond of the 630 and have it all set up the way I want it. It's a keeper.
Can you define what you call full coverage. Liability/PD and limits, comp/collsion what deductibles, UMBI, UMPD, etc. Impossible to accurately compare insurance rates as too many variables between people and area they live but I am very curious. I get great rates on all my other bikes but the Busa motor took my rate to the stratophere with the gecko. I will be quoting State Farm just to check. Previously Progressive and Geico were always neck and neck for the cheapest on the bikes I own. _
I had 2 Harleys and a Kawasaki on my policy when I bought the Husky. My insurance went up $14/year. Maybe they were smart enough to figure out I couldn't be riding more than one at a time. It's about $700/year for all 4 bikes, full coverage. 'Course I'm old, married, and haven't had a moving violation for quite a while.
39 years old, married, clean driving record $250 deductible comprehensive and collision Liability/uninsured/underinsured 250,000/500,000 bodily injury 100,000 property damage My 630 is $294/year with that coverage.
That's very close to me. I pay $360 a year for the TE with Geico but all insurance is higher here near the Gulf Coast due to hurricanes and 12 month a year riding. For many states, the insurance companies automatically factor in you're only able to ride 7-8 months a year. _
